Property, liability, customer goods and sale and disposal coverage for Texas storage owners, including coastal sites and boat and RV storage that most agents struggle to place.
Sample of what a review covers. Not a client's actual policy.
Storage policies look simple until a tenant's goods are damaged or a lien sale is challenged. These are the pieces we check on every facility.
Covers tenants' stored property when you're legally responsible for it. We size the limit to your unit count and to what your lease says.
Protects you if a lien sale or disposal of a tenant's goods is challenged. Many facility policies leave it out or keep the limit low.
Tenant insurance or a protection plan is real income for most owners. We look at how yours lines up with your own coverage.
Near the coast, TWIA tops out at $4,424,000 for a commercial building and its contents. Larger sites need private wind or a layered structure, and we place both.
Canopies, open lots and stored vehicles change how a carrier rates your site. We make sure the policy matches what's actually there.
Roof age, replacement cost versus actual cash value, and builder's risk for expansions and conversions.
Carriers have more property capacity than they have had in years. Your incumbent rarely passes that along unless someone shops it.
New capacity is coming into Texas property, and carriers want to grow going into the new year.
Incumbents trim last year's number while the same building gets quoted far lower as new business.
Lower named storm deductibles and better wind terms are on the table for well run facilities.
Email your current declarations page, or bring it to a 15 minute call. Your lease and tenant program details help too.
Within two business days we compare your limits, deductibles and price against what storage markets are quoting today.
If your program is priced right, we'll tell you. If it isn't, we take it to market well before your renewal.
Both. We work with single site owners and multi location operators, and we can put several facilities on one program.
Yes. Tell us what's covered, what's open lot and roughly what's parked there, and we'll make sure the policy matches.
Yes. We place private wind and layered programs for sites that need more than TWIA's limit.
Your current declarations pages. Your lease's insurance section and your tenant program details help us check customer goods and sale and disposal.
No. The review is free and there's no obligation to change anything.
Enter your address and book 15 minutes, or email your declarations page and we'll reply within two business days.
Rather talk first? Book a 15 minute call