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Professional Liability Insurance in Texas

Professional Liability Insurance policies help protect small businesses from errors or omissions. Professional Liability Insurance policy may be able to save you from having to pay high legal costs.

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Trusted Professional Liability Insurance Broker in Texas

While professional liability insurance is unrequired by Texas law, it can be a necessary part of doing business in certain circumstances. If you are providing advice or services to clients, it is important to have this coverage in place from the best and trusted agency, Meghani Insurance Group.

How Professional Liability Insurance helps

Customers are becoming more difficult to satisfy in terms of the services and goods they receive due to increased competition. No matter how careful you are when accomplishing your work, a few little errors can lead to a dispute and ultimately, a claim. Here’s how you can benefit from a Professional Liability Insurance:

Helps protect your business from errors or omissions

As a business owner, you are always looking for ways to minimize risk. Protecting your business should be a top priority, which is why having professional liability insurance is so important. This type of coverage can help protect your business from errors or omissions that may occur in the course of doing business.

Helps with high legal costs associated with defending your business

Professional liability insurance in Texas can protect you, even if you are not at fault. Claims with no validity can cost just as much to defend as those with merit. Your business and professional reputation will be protected by a professional liability insurance policy, which will cover the aforementioned expenses so that you are not entirely responsible for them.

Helps professionals feel secure in their line of work

When you have a professional liability insurance policy, you can feel more comfortable and assured in your line of work. This type of coverage gives you peace of mind knowing that you are protected in the event that something goes wrong.

How Professional Liability Insurance works

It is fairly easy to purchase an insurance policy from us. We just follow a three-step process and you will get the perfect policy for your business.

We gather information regarding your profession and business

Like any other policy that we offer, we work with our clients when creating a policy. We make sure to list down necessary information so we can consider all of your needs.

Your business is successfully covered and protected

Once we have agreed and everything is finalized, our agency’s policy will already protect your business. This way you do not have to worry so much about your practice and you can proceed to providing quality service to your clients.

We come up with the best fit policy for you

Once we have sufficient information about your business, our expert advisors create the best fit policy for you. We can make adjustments and collaborate as long as we think it is reasonable and beneficial for you.

Protecting your valuable career earnings should be a top priority

Let Meghani Insurance Group help you protect your practice with a personalized insurance package for your specific needs.

Professional Liability Insurance coverage

Each policy coverage varies but a Professional Liability Insurance can help save you from:

Here are some of its inclusions:

This includes giving wrong advice, incorrect services, and anything that can go wrong in your professional duties.

If a client files a claim against you for not providing the quality of work they were expecting.

If you unintentionally go against what is stated in the agreement.

Our policy may help with legal expenses because it costs a lot of money to hire an experienced attorney, and they often bill by the hour.

If found guilty, our policy can help pay for the damages.

If it is proven that you have made a false claim or promise.

Protect your business with professional liability coverage

At Meghani Insurance Group we can help you obtain this important coverage to protect your profession and your assets

Professional liability insurance cost

The cost of a Professional Liability Insurance varies as each policy is tailored to our clients’ needs. There are many factors to consider because we want to make sure that you and your business get the best fit policy. If you want to request a quotation, you can visit or contact us.

Why Choose Meghani Insurance Group for your Professional Liability Insurance in Texas?

If you are looking for professional liability insurance in Texas, look no further than Meghani Insurance Group. Our team is dedicated to helping our clients and we pride ourselves on providing the best service possible.

We build connection with our clients

As much as we value our business and agency, we put our clients at the heart of our company. We see to it that we establish a relationship with them so we can harmoniously provide them with the best services.

We collaborate with our clients when creating the best-fit policy

When creating a policy, we make sure to listen to our clients’ needs and current situations so we can make sure to give them the best service possible. We know how important and critical it is to have a policy that checks all the boxes.

We provide accessible and affordable policies

We understand that not all of our clients have the same luxury and budget for insurance policies. We want our clients to feel protected despite financial constraints. We want everyone to have access to affordable but quality policies.

We offer a variety of policies and options

At Meghani Insurance Group, we understand the need to protect your business. We offer a variety of business insurance policies, including professional liability insurance. We want our clients to have as many options as possible.


Professional Liability Insurance, also known as Errors and Omissions (E&O) Insurance, is protection designed for experts and professionals. It covers them against risks such as malpractice, negligence, and personal liability.

Businesses and people who offer professional services, such as those who create solutions, advise customers, make informed suggestions, or speak on behalf of others, are covered by professional liability insurance.

These include professionals such as, but not limited to:

  • Architects
  • Accountants
  • Consultants
  • Engineers
  • Lawyers
  • General contractors
  • Interior designers
  • Real estate agents
  • Notary publics
  • Insurance professionals
  • Land surveyors
  • Personal trainers
  • Home care providers and businesses
  • Fitness instructors

Although Professional Liability Insurance’s purpose is to protect small businesses and professionals from risks, it does not cover all types of claims, including:

  • Damage to your commercial premises or property
  • Damage to a client or other third party’s property
  • Employee work-related injury or illness
  • Third party injuries on your premises (Customer slips and falls at your business)
  • False advertising
  • Business interruptions